PTPTN OR JPA??

NOW....

ptptn is open for online apply for the loan,check it on the official website.

read the instruction carefully~

it seems a bit fussy and many thing have to do~

comparing jpa and ptptn~

ptptn is loan

jpa is shcolarship , If one apply and get this , one will bonded with this group depend on what course you apply such as medic and other proffesion course will bonded 10 years (keep updating to the latest news)

for those student want to apply ptptn , they are not needed for open sspn account (telah berkuatkuasa mulai 18 mei 2009, according to offcial website ptptn).

please refer to this :

Mulai 18 Mei 2009, syarat simpanan wajib dalam SSPN sebelum layak memohon pembiayaan pendidikan telah tidak dikuatkuasakan. Pelajar-pelajar yang permohonan mereka yang telah ditolak sebelum ini kerana tiada akaun SSPN dinasihatkan untuk memohon semula sekiranya masih berhasrat mendapat pembiayaan PTPTN.

copy from : http://www.ptptn.gov.my/web/guest/anjung

for online applying this , one sholud plan and discuss with your family for the loan.after decided , go BSN nearby you house to buy PIN NO.

gudluck^^ for future undertaking